Vietnam

Account channel

Service specification

Type	Description
Direct to Bank method	Direct credit to bank account in Vietnam Dong (VND) Supported beneficiary account type – Individual only. Supported sender type - Individual and company.
Transaction Turnaround Time	· 24x7, same day credit within 30 minutes for NAPAS RAIL · T+0 Vietnam banking days for Traditional Rail (Use Account Number) before 12.00PM Vietnam Time. Highlighted with * · T+1 Vietnam banking days for Traditional Rail (Use Account Number) after 12.00PM Vietnam Time. Highlighted with *
Area availability	Vietnam nationwide
Validation / Verification	Account validation is available on Napas Rail only.
Amount received	Beneficiary to be received the payout amount round down to the nearest VND 1.
Transaction Limit	VND Payout Maximum per Transaction VND 300,000,000.00 Minimum per Transaction VND 50,000 Compliance accumulated limit VND 1,200,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	All decimal value will be round down to 0.
Do_Transfer bAccType Value	1

Supported bank

No	Name	Other Name	Issuer Code
1	NHTMCP Saigon Thuong Tin	SAI GON THUONG TIN COMMERCIAL JOINT STOCK BANK (Sacombank)	840001
2	NHTMCP Cong Thuong Vietnam	VIETNAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE (Vietinbank)	840002
3	NHTMCP Saigon Cong Thuong	SAIGON BANK FOR INDUSTRY AND TRADE (Saigonbank)	840003
4	NHTMCP An Binh	AN BINH COMMERCIAL JOINT STOCK BANK (ABBank)	840004
5	NHTMCP Dai Duong	OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK (OceanBank)	840005
6	NHTMCP Dong Nam A	SOUTHEAST ASIA COMMERCIAL JOINT STOCK BANK (SeABank)	840006
7	NHTMCP Dai Chung Vietnam	VIETNAM PUBLIC JOINT-STOCK COMMERCIAL BANK (PVcomBank)	840007
8	NHTMCP Xang Dau Petrolimex	PETROLIMEX GROUP COMMERCIAL JOINT STOCK BANK (PG Bank)	840008
9	NHTMCP Dau Khi Toan Cau	GLOBAL PETRO SOLE MEMBER LIMITED COMMERCIAL BANK (GP Bank)	840009
10	NHTMCP Dong A	DONGA BANK (Dong A Bank)	840010
11	NHTMCP Dau Tu va Phat Trien Vietnam	JOINT STOCK COMMERCIAL BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM (BIDV Bank)	840011
12	NHTMCP Kien Long	KIEN LONG COMMERCIAL JOINT STOCK BANK (KienLongBank)	840012
13	NH Nong Nghiep va Phat Trien Nong Thon Vietnam	VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (Agribank)	840013
14	NHTMCP Ban Viet	VIET CAPITAL COMMERCIAL JOINT STOCK BANK (Vietcapital Bank)	840014
15	NH Vietnam Thuong Tin	VIET NAM THUONG TIN JOINT -STOCKCOMMERCIAL BANK (VietBank)	840015
16	NH Lien Doanh Viet Nga	VIETNAM – RUSSIA JOINT -VENTURE BANK (VRBank)	840016
17	NHTMCP Ngoai Thuong Vietnam	JOINT -STOCK COMMERCIAL BANK FOR FOREIGN TRADE OF VIETNAM (VCB)	840017
18	NHTMCP A Chau	ASIA COMMERCIAL BANK (ACB)	840018
19	NHTMCP Xuat Nhap Khau Vietnam	VIETNAM EXPORT IMPORT COMMERCIAL JOINT-STOCK BANK (Eximbank)	840019
20	NHTMCP Tien Phong	TIENPHONG COMMERCIAL JOINT STOCK BANK (TPBank)	840020
21	NHTMCP Sai Gon Ha Noi	HANOI COMMERCIAL JOINT STOCK BANK (SHB)	840021
22	NHTMCP Phat Trien Thanh Pho HCM	HOCHIMINH CITY DEVELOPMENT JOINT STOCK COMMERCIAL BANK (HDBank)	840022
23	NHTMCP Quan Doi	MILITARY COMMERCIAL JOINT STOCK BANK (MBBank)	840023
24	NHTMCP Vietnam Thinh Vuong	VIETNAM PROSPERITY JOINT -STOCK COMMERCIAL BANK (VPBank)	840024
25	NHTMCP Quoc Te Vietnam	VIETNAM INTERNATIONAL JOINT-STOCK COMMERCIAL BANK (VIB)	840025
26	NHTMCP Ky Thuong Vietnam	VIET NAM TECHNOLOGICAL AND COMMERCIAL JOINT - STOCK BANK (Techcombank)	840026
27	NHTMCP Phuong Dong	ORIENT COMMERCIAL JOINT STOCK BANK (OCB)	840027
28	NHTMCP Quoc Dan	NATIONAL CITIZEN COMMERCIAL JOINT STOCK BANK (NCB)	840028
29	NHTNHH MTV Hongleong Vietnam	HONG LEONG BANK VIETNAM LIMITED (HLBVN)	840029
30	NHTMCP Buu Dien Lien Viet	LIEN VIET POST JOINT STOCK COMMERCIAL BANK (LienVietPostBank)	840030
31	NHTMCP Bac A	Bac A Commercial Joint Stock Bank (BacABank)	840031
32	NHTMCP Bao Viet	BAOVIET JOINT STOCK COMMERCIAL BANK (BVB)	840032
33	NHTNHH MTV Shinhan Vietnam	SHINHAN BANK VIETNAM LTD (ShinhanVN)	840033
34	NHTNHH MTV Public Vietnam	PUBLIC BANK VIETNAM LIMITED (Public Bank VN)	840034
35	NHTMCP Saigon	Sai Gon Joint Stock Commercial Bank (SCB)	840035
36	Australia and New Zealand Banking Group *	ANZ Bank (Vietnam) Limited (ANZ Vietnam)	840036 *
37	HSBC Bank Vietnam	HSBC Bank (Vietnam) Ltd. (HSBC Bank)	840037
38	Vietnam Maritime Commercial Stock Bank	VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK (Maritime Bank)	840038
39	Nam A Commercial Join Stock Bank	NAM A COMMERCIAL JOINT STOCK BANK (NamABank)	840040
40	NH Moneygram *	MoneygramBank	840042 *
41	NH Chinh Sach XHVN *	VBSP	840043 *
42	NH Phat Trien VN *	VDB	840044 *
43	Cooperative Bank of Vietnam *	CoopBank	840045 *
44	Viet A Bank	VIET A JOINT – STOCK COMMERCIAL BANK (VAB)	840046
45	NH Xay Dung VN	CBBank	840047
46	Ngân hàng TNHH Indovina	INDOVINA BANK LTD (IVB)	840049
47	Industrial Bank of Korea– Ha Noi branch	INDUSTRIAL BANK OF KOREA, VIETNAM - HA NOI BRANCH (IBK - HN)	840050
48	Woori Bank Vietnam	WOORI BANK VIETNAM LIMITED (WooriBank)	840051
49	Citibank Bank Viet Nam *	Citibank	840063 *
50	Standard Chartered Bank Viet Nam Limited *	Standard Chartered Bank	840064 *
51	United Overseas Bank Viet Nam	UOB Bank	840066
52	Nonghyup Bank Hanoi Branch	Nonghyup Bank	840115
53	National Citizen Bank	NCB	840116

Electronic wallet

Service specification

Type	Description
Cash-out Method	Direct credit to E-Wallet in Vietnam Dong (VND). Supported beneficiary account type – Individual only. Supported sender type - Individual only.
Transaction Turnaround Time	· Within 5 minutes credit to electronic wallet.
Area availability	Vietnam nationwide
Validation / Verification	· Real-time account number verification.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per Transaction VND 300,000,000.00 Minimum per Transaction VND 50,000 Compliance accumulated limit VND 1,200,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	The account number need to be correct. (Using Viettelpay bank account number)
Do_Transfer bAccType Value	2

List of e-wallet service

No	Name	Issuer Code
1	Viettel Pay	EWVITEL

Cash pick-up channel

Service specification

Type	Description
Cash-out Method	Cash pickup at any supported outlets or Cash Delivery to Beneficiary home. Beneficiary can collect cash in US Dollar (USD) or Vietnam Dong (VND). Supported sender type - individual and company. Supported beneficiary account type – individual only.
Transaction Turnaround Time	· Cash Pickup: Within 15 minutes
Transaction Working Hours	Normal business hours: 8am – 11.30pm / 1.30pm – 5pm Monday – Friday (Vietnam timezone, GMT+7) is generally available at all bank branches. Selected branches may open for extended hours or weekend.
Area availability	Vietnam nationwide
Account Verification	Cash pickup: Beneficiary to provide valid photo-bearing ID (Citizenship, Driving License, Passport) and Unique Transaction Number.
Amount received	Beneficiary to be received the payout in the nearest VND 500. Beneficiary to be received the payout in the nearest USD 1.
Transaction Limit	USD Payout Maximum per Transaction USD 10,000 Minimum per Transaction USD 1 VND Payout Maximum per Transaction VND 300,000,000 Minimum per Transaction VND 10,000
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is allowed if the payout in not claim.
Remarks	Receiving amount must be multiple of VND 500. Unclaimed Transaction will be expired after 28 Calendar days.
Do_Transfer bAccType Value	5

List of cash pickup outlet for Vietnam Dong

No	Name	Website	Payout Code Sample	Issuer Code
1	Cash Pickup @ Sacombank	http://www.sacombank-sbr.com.vn/cong-cu-ho-tro/tim-diem-giao-dich-1	P390000004462	CPSACO
2	Cash Pickup DongA	http://www.dongabank.com.vn/en/branch	G0561614494033	CPDONA

List of cash pickup outlet for US Dollar

No	Name	Website	Payout Code Sample	Issuer Code
1	Cash Pickup @ Sacombank	http://www.sacombank-sbr.com.vn/cong-cu-ho-tro/tim-diem-giao-dich-1	P390000004462	CPSACOUSD

Home delivery channel

Service specification

Type	Description
Cash-out Method	Cash pickup at any supported outlets or Cash Delivery to Beneficiary home. Beneficiary can collect cash in US Dollar (USD) or Vietnam Dong (VND).
Transaction Turnaround Time	Cash Delivery: Mon to Friday, same day delivery for transaction received before 1pm Vietnam time, otherwise next business day.
Transaction Working Hours	Normal delivery hours: 8am – 11.30pm / 1.30pm – 5pm Monday – Friday, Saturday 8am – 11.30am (Vietnam timezone, GMT+7) for Home delivery except Vietnam New Year (Tet) and national holidays.
Area availability	Vietnam nationwide
Account Verification	Cash Delivery: PIN and Home Address (for home delivery). Beneficiary phone number will be called to direct to the nearest cash pickup points or address verification.
Amount received	Beneficiary value shall be divisible by VND 10,000.
Transaction Limit	USD Payout Maximum per Transaction USD 10,000 Minimum per Transaction USD 1 Compliance accumulated limit USD 51,600 per day per Beneficiary VND Payout Maximum per Transaction VND 200,000,000 Minimum per Transaction VND 10,000 Compliance accumulated limit VND 1,200,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is allowed if the payout in not claim.
Remarks	Bank will contact the beneficiary with the mobile number provided to arrange delivery.
Do_Transfer bAccType Value	9

List of home delivery service

No	Name	Website	Issuer Code
1	Home Delivery @ Sacombank VND	http://www.sacombank-sbr.com.vn/cong-cu-ho-tro/tim-diem-giao-dich-1	HDSACO

ATM withdrawal channel

Service specification

Type	Description
Cash-out Method	Cash withdrawal from any Sacombank ATM, with a specific payout code.
Transaction Turnaround Time	Real-Time : 24 x 7 (within 15minutes)
Transaction Working Hours	24 x 7 available to any working Sacombank ATM.
Area availability	Vietnam nationwide
Account Verification	No verifications available on this service.
Amount received	Beneficiary to be received the payout in the nearest VND 500.
Transaction Limit	VND Payout Maximum per transaction VND 10,000,000 per day per Beneficiary Minimum per transaction VND 10,000 Daily Limit VND 300,000,000 Multiple transactions are allowed.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is allowed if the payout in not claim.
Remarks	Bank will SMS the payout code to the submitted Vietnam Mobile number. Beneficiary ID number is Mandatory. Transaction is only valid for 10 days after submitted to bank. 11th day to 30th day, Beneficiary is required to Branch and collect. 31st day transaction will be rejected and refund to sender.
Do_Transfer bAccType Value	9

List of ATM withdrawal

NO	Name	Issuer Code
1.	ATM Sacombank	ATSACO