Ghana

Account channel

Type	Description
Direct to Bank method	Direct credit to bank account in Ghanaian Cedi (GHS). Supported beneficiary account type – Individual only. Supported Sender type - Individual only.
Transaction Turnaround Time	· Real-time: 24x7 (within 15 minutes)
Area availability	Ghana nationwide
Validation / Verification	No account validation or verification available.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per Transaction GHS 5,000.00 Minimum per Transaction GHS 10.00 Compliance accumulated limit GHS 170,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction fee will not be refunded upon submitted to the banks.
Cancellation Process	Cancellation is on best effort basis.
Remarks	Sender and Beneficiary Phone Number is mandatory (with country code). Please ensure sender id is an valid ID, as repeated sender needs to pass same sender ID. Refund process will take 24 hours to release.
Do_Transfer bAccType Value	1

Type	Description
Cash-out Method	Direct credit to electronic wallet Ghanaian Cedi (GHS). Supported beneficiary account type – Individual only. Supported sender type – Individual only.
Transaction Turnaround Time	· Real-time: 24x7 (within 15 minutes)
Area availability	Ghana nationwide
Validation / Verification	No account validation or verification available.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per Transaction GHS 5,000.00 Minimum per Transaction GHS 10.00 Compliance accumulated limit GHS 170,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction fee will not be refunded upon submitted to the banks.
Cancellation Process	Cancellation is on best effort basis.
Remarks	Sender and Beneficiary Phone Number is mandatory (with country code). Please ensure sender id is an valid ID, as repeated sender needs to pass same sender ID. Refund process will take 24 hours to release.
Do_Transfer bAccType Value	2