Ghana
Account channel
Service specification
Type | Description |
Direct to Bank method | Direct credit to bank account in Ghanaian Cedi (GHS). Supported beneficiary account type – Individual only. Supported Sender type - Individual only. |
Transaction Turnaround Time | · Real-time: 24x7 (within 15 minutes) |
Area availability | Ghana nationwide |
Validation / Verification | No account validation or verification available. |
Amount received | Beneficiary received net amount as specified by Sender. |
Transaction Limit | Maximum per Transaction GHS 5,000.00 Minimum per Transaction GHS 10.00 Compliance accumulated limit GHS 170,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit. |
Maximum Beneficiary | No restriction |
Service Charge | Transaction fee will not be refunded upon submitted to the banks. |
Cancellation Process | Cancellation is on best effort basis. |
Remarks | Sender and Beneficiary Phone Number is mandatory (with country code). Please ensure sender id is an valid ID, as repeated sender needs to pass same sender ID. Refund process will take 24 hours to release. |
Do_Transfer bAccType Value | 1 |
Supported bank
No | Name | Issuer Code |
1 | Access Bank | 233001 |
2 | Barclays Bank | 233002 |
3 | GCB Bank | 233003 |
4 | EcoBankBank | 233004 |
5 | First National Bank | 233005 |
6 | Heritage Bank | 233006 |
7 | Prudential Bank | 233007 |
8 | Stabic Bank | 233008 |
9 | Standard Chartered Bank | 233009 |
10 | United Bank for Africa | 233010 |
11 | Zenith Bank | 233011 |
12 | Fedelity Bank | 233012 |
Electronic wallet
Service specification
Type | Description |
Cash-out Method | Direct credit to electronic wallet Ghanaian Cedi (GHS). Supported beneficiary account type – Individual only. Supported sender type – Individual only. |
Transaction Turnaround Time | · Real-time: 24x7 (within 15 minutes) |
Area availability | Ghana nationwide |
Validation / Verification | No account validation or verification available. |
Amount received | Beneficiary received net amount as specified by Sender. |
Transaction Limit | Maximum per Transaction GHS 5,000.00 Minimum per Transaction GHS 10.00 Compliance accumulated limit GHS 170,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit. |
Maximum Beneficiary | No restriction |
Service Charge | Transaction fee will not be refunded upon submitted to the banks. |
Cancellation Process | Cancellation is on best effort basis. |
Remarks | Sender and Beneficiary Phone Number is mandatory (with country code). Please ensure sender id is an valid ID, as repeated sender needs to pass same sender ID. Refund process will take 24 hours to release. |
Do_Transfer bAccType Value | 2 |
List of e-wallet service
No | Name | Issuer Code |
1 | Airtel Ghana | EWGHAT |
2 | MTN Ghana | EWGHMT |
3 | Tigo Ghana | EWGHTG |