Supported payout countries
Summary
Summary
Pakistan
Account channel
Service specification
| Type | Description |
| Direct to Bank method | Direct credit to bank account or finance companies in Pakistan Rupee (PKR). Supported Beneficiary account type – Individual account only Supported Sender type - Individual and Approved business payment only (IT Services). |
| Transaction Turnaround Time | . T+0 Pakistan Banking days for transaction received before 3.00PM (Pakistan timezone, GMT +5). · T+1/ T+2 Pakistan Banking days for transaction processed and credited after Mon- Fri 3.00pm (Pakistan timezone, GMT +5). · Transaction final status received T+0, T+1 or T+2 Business working day (subject to bank systems and respect to beneficiary bank processing schedule). |
| Area availability | Pakistan nationwide |
| Validation / Verification | Account validation with beneficiary name. |
| Amount received | Beneficiary received net amount as specified by Sender. |
| Transaction Limit | Maximum PKR 1,000,000 per transaction Maximum PKR5,000,000 per day Minimum PKR 10 per transaction |
| Maximum Beneficiary | No restriction |
| Service Charge | Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel. |
| Cancellation Process | Cancellation is on best effort basis. |
| Remarks | · Beneficiary name shall be matched with the bank records, transaction will be delayed in processing if the name mismatched. · Only support IBAN Account number. · Valid Sender ID Number is required. |
| Do_Transfer bAccType Value | 1 |
Supported bank
| No | Name | Issuer Code |
| 1 | Deutsche Bank | 920037 |
| 2 | STANDARD CHARTERED BANK | 920031 |
| 3 | Al Baraka Bank Pakistan Limited | 920030 |
| 4 | ALLIED BANK LIMITED | 920004 |
| 5 | Apna Microfinance Bank | 920039 |
| 6 | Askari Bank Limited | 920007 |
| 7 | BANK ALFALAH LIMITED | 920009 |
| 8 | BANK ALHABIB | 920008 |
| 9 | BANK ISLAMI PAKISTAN LIMITED | 920027 |
| 10 | BANK OF AZAD JAMMU KASHMIR | 920033 |
| 11 | BANK OF KHYBER | 920032 |
| 12 | BANK OF PUNJAB | 920003 |
| 13 | BARCLAYS BANK LIMITED | 920024 |
| 14 | CITI BANK | 920020 |
| 15 | Dubai Islamic Bank Ltd | 920011 |
| 16 | FAYSAL BANK LIMITED | 920012 |
| 17 | FIRST MICRO FINANCE BANK LIMITED | 920034 |
| 18 | FIRST WOMEN BANK LIMITED | 920023 |
| 19 | Habib Bank Ltd | 920005 |
| 20 | HABIB METROPOLITAN BANK | 920013 |
| 21 | HSBC Bank Limited | 920028 |
| 22 | ICBC | 920041 |
| 23 | JAHANGIR SIDDIQUI BANK LTD | 920036 |
| 24 | MCB Islamic Bank | 920043 |
| 25 | MEEZAN BANK LIMITED | 920014 |
| 26 | Model Bank | 920035 |
| 27 | MUSLIM COMERCIAL BANK | 920006 |
| 28 | NATIONAL BANK OF PAKISTAN | 920002 |
| 29 | NRSP | 920042 |
| 30 | Oman International Bank | 920025 |
| 31 | SAMBA BANK | 920015 |
| 32 | SILK BANK | 920016 |
| 33 | Sindh Bank | 920021 |
| 34 | SONERI BANK LIMITED | 920017 |
| 35 | SUMMIT BANK | 920026 |
| 36 | Telenor Microfinance Bank | 920038 |
| 37 | U Microfinance Bank | 920040 |
| 38 | UNITED BANK LIMITED | 920029 |
| 39 | Mobilink Micro Finance Bank | 920001 |
| 40 | THE PUNJAB PROVINCIAL COOPERATIVE BANK LTD | 920044 |
| 41 | Bank Of Tokyo Mitsubishi Ufj Ltd | 920045 |
| 42 | Faisal Islamic Bank Of Bahrain | 920047 |
| 43 | FINCA Micro Finance BankLimited | 920048 |
| 44 | SME Bank Ltd | 920049 |
| 45 | ZARAI TARAQIATI BANK LTD | 920050 |
Electronic wallet
Service specification
| Type | Description |
| Cash-out Method | Direct credit to Electronic Wallet in Pakistan Rupee (PKR). Supported Beneficiary account type – individual only. |
| Transaction Turnaround Time | · Transaction received before 6.00PM (Pakistan timezone, GMT +5) Monday - Friday : within 4 Hours. · Transaction received After 6.00PM (Pakistan timezone, GMT +5) Monday - Friday : Next Working Day. · Transaction received before 2.00PM (Pakistan timezone, GMT +5) Saturday : within 4 Hours. · Transaction received After 2.00PM (Pakistan timezone, GMT +5) Saturday : Next Working Day. · Transaction received Sunday/Public Holiday : Next Working Day. |
| Area availability | Pakistan nationwide |
| Validation / Verification | Account validation based on account or phone number. |
| Amount received | Beneficiary received net amount as specified by Sender. |
| Transaction Limit | Level 0 KYC customer maximum PKR 25,000 per transaction per day. Maximum balance limits PKR 200,000 per year. Level 1 KYC customer maximum PKR50,000 per transaction per day. Maximum balance limits PKR 400,000 per year. Minimum per transaction PKR 10. |
| Maximum Beneficiary | No restriction |
| Service Charge | Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel. |
| Cancellation Process | Cancellation is on best effort basis. |
| Remarks | · An electronic wallet customer can keep a maximum balance amount according to their KYC Level, defined by State Bank of Pakistan. Therefore, maximum per transaction may subject to max balance amount of beneficiary. · Valid Sender ID Number is required. |
| Do_Transfer bAccType Value | 2 |
List of e-wallet service
| No | Name | Website | Issuer Code |
| 1 | Jazzcash | http://www.jazzcash.com.pk/ | EWMBC |
| 2 | Ewallet Bank Alfalah | https://www.bankalfalah.com/branch-atm-locator/ | EWBAFL |
Cash pick-up channel
Service specification
| Type | Description |
| Cash-out Method | Cash pickup Pakistan Rupee (PKR) at any supported outlets. Supported sender type - individual only. Supported beneficiary account type – individual only. |
| Transaction Turnaround Time | · Within 15 minutes |
| Transaction Working Hours | Business hours: Operating hours for all available cash-pickup locations differ, however normal business hours 9am – 5pm Monday – Friday (Pakistan timezone, GMT+5) is generally available. Selected bank branches and JazzCash agents is also available on Saturday (9am – 1.30pm) |
| Area availability | Pakistan nationwide |
| Validation / Verification | Beneficiary to provide valid Computerized National Identity Card (CNIC) and Transaction Number and / or Passcode. JazzCash (previously known as Mobicash) m-wallet user can choose to ‘cash-out’ their fund in the wallet with JazzCash agents. |
| Amount received | Beneficiary to be received the payout in the nearest PKR 1. |
| Transaction Limit | Maximum per Transaction PKR 300,000.00 Minimum per Transaction PKR 10.00 |
| Maximum Beneficiary | No restriction |
| Service Charge | Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel. |
| Cancellation Process | Cancellation is allowed if the payout in not claim. |
| Remarks | |
| Do_Transfer bAccType Value | 5 |
List of cash pickup outlet
| No | Name | Website | Payout Code Sample | Issuer Code |
| 1 | Cash Pickup @ Bank Of Punjab | https://www.bop.com.pk/SubBranchNetwork.aspx | G4016144940335 | CPBOP |
| 2 | Cash Pickup @ Bank Alfalah | https://www.bankalfalah.com/branch-atm-locator/ | G9316144940335 | CPBAFL |
| 3 | MCB Bank Limited | https://www.mcb.com.pk/assets/documents/Branch-Network-September-2019.pdf | GA261933384230 | CPMCB |
| 4 | Bank Al Habib | - | P382105050042 | CPBAHL |
| 5 | Habib Bank | https://www.hbl.com/branch-locator | 0382232837133 | CPHBL |
Bill payment
Service specification
| Type | Description |
| Cash-out Method | Direct credit to biller in Pakistan Rupee (PKR). |
| Transaction Turnaround Time | · Instant real-time * (Within 10 minutes). |
| Area availability | Pakistan nationwide |
| Validation / Verification | Bill Inquiry only applicable if the Biller Account is unpaid. |
| Amount received | Biller received net amount as specified by Sender. |
| Transaction Limit | Minimum per transaction PKR 10.00 Maximum per transaction PKR 300,000.00 |
| Maximum Beneficiary | No restriction |
| Service Charge | Transaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel. |
| Cancellation Process | Cancellation is not possible once Bill is Paid. |
| Remarks | Amount to pay should be exact amount as per the bill. |
| Do_BillPayment Value | 6 |
List of biller
| No | Biller Name | Company Type | Issuer Code |
| 1 | Karachi Electric Supply Company | Electricity | KESC |
| 2 | Karachi Electric | Electricity | KE |
| 3 | Gujranwala Electric Supply Company Limited | Electricity | GEPCO |
| 4 | Hyderabad Electric Supply Company | Electricity | HESCO |
| 5 | Lahore Electric Supply Company | Electricity | LESCO |
| 6 | Multan Electric Power Company | Electricity | MEPCO |
| 7 | Peshawar Electric Power Supply Company | Electricity | PESCO |
| 8 | Sialkot Electric Power Supply Company | Electricity | SPECO |
| 9 | Sui Sothern Gas Company | Oil & Gas | SSGC |
| 10 | Sui Northern Gas Pipelines Limited | Oil & Gas | SNGPL |
| 11 | SAF | Oil & Gas | SAF |
| 12 | Karachi Water And Sewerage Board | Water | KWSB |
| 13 | Water and Sanitation Agency | Water | FWASA |
| 14 | Pakistan Tele Communication Limited | Telecommunication | PTCL |