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Philippines

Bank account

TYPEDESCRIPTION
Area availability Available across the Philippines
Service type B2C / B2B
Currency PHP, USD
Payout channel Bank transfer
Transaction turnaround time InstaPay
Within 15 minutes, available 24x7

PESOnet
T+1 Philippines business day for transaction received before 12pm (GMT+8)
T+2 Philippines business day for transaction received after 12pm (GMT+8)
T+3 Philippines business day for transaction refund from rural bank
Transaction limit PHP Payout
Minimum limit per transaction: PHP 10.00
Maximum limit per transaction: PHP 500,000.00
Compliance daily limit per beneficiary: PHP 2,650,000.00*

USD Payout
Minimum limit per transaction: USD 1.00
Maximum limit per transaction: USD 10,000.00
Compliance daily limit per beneficiary: USD 50,350.00*

*The transaction will be held for review if the sender or receiver exceeds the compliance limit.
Amount received Beneficiary received net amount as specified by sender.
Maximum number of beneficiaries No limit
Validation No account validation
Service charge The transaction fee will be refunded on a best-effort basis after the transaction is accepted by gloRemit and forwarded to the payout channel.
Cancellation Cancellation is on a best-effort basis.
Remarks Business days in Philippines are from Monday to Friday.

Although some banks support real-time processing, delay* may still occur due to:
a) InstaPay downtime
The transaction may switch to PesoNet, which has a slower processing time.
b) InstaPay not supported for certain bank accounts
The transaction will follow PesoNet timing instead.
c) Bank compliance checks or manual screening
d) System downtime or technical issues
e) Delayed status updates from partner banks

*These factors affect processing time, even when real-time service is available.
Do_Transfer bAccType Value 1

InstaPay Supported Banks (Any amount)

NONAMEISSUER CODE
1Asia United Bank Corp. (AUB)63102
2BDO Unibank, Inc. (BDO - PHP)63053
3Bank of The Philippine Islands (BPI)63153
4BPI Family Savings Bank (BFSB)63154
5Metropolitan Bank & Trust Company (Metrobank)63116
6Philippine National Bank (PNB)63132

PESOnet Supported Banks (Any amount)

NONAMEISSUER CODE
1Australia and New Zealand Banking Group Ltd. (ANZ Bank)63184
2Bangkok Bank Public Co. Ltd. (Bangkok Bank)63187
3Bank of China (Hong Kong) Ltd. Manila Branch (BOC Manila)63186
4Citibank N. A. (Citibank)63109
5Deutsche Bank AG (Deutsche Bank)63190
6The Hongkong and Shanghai Banking Corp. Ltd. (HSBC)63134
7HSBC Savings Bank (Philippines) Inc.63135
8Industrial Bank of Korea Manila Branch (IBK)63193
9JPMorgan Chase Bank N. A. (JP Morgan)63196
10KEB Hana Bank Manila Branch (KEB Hana)63195
11Mega International Commercial Bank Co. Ltd. (Mega ICBC)63198
12Mizuho Bank Ltd. 63199
13Standard Chartered Bank63205
14Shinhan Bank Manila Branch (Shinhan)63203
15Yuanta Savings Bank Philippines, Inc. (TongYang)63209
16United Overseas Bank Ltd. Manila Branch (UOB)63207
17Al-Amanah Islamic Investment Bank of The Philippines (AAIIBP)63175
18Bank Of America N.A.63185
19First Consolidated Bank Inc. (FCB)63191
20City Savings Bank Inc. (CSB)63155 
21Land Bank of The Philippines (LandBank)63144
22Union Bank of The Philippines (UnionBank)63041

InstaPay & PESOnet Supported Bank (Depending on amount)

InstaPay: PHP 49,999 and below
PESOnet: PHP 50,000 and above
NONAMEISSUER CODE
1China Banking Corp. (Chinabank)63106
2China Bank Savings Inc. (CBS)63107
3CTBC Bank Philippines Corp. (CTBC Bank)63108
4East West Banking Corp.63112
5Isla Bank (A Thrift Bank), Inc.63194
6Malayan Savings Bank Inc. (MSB)63197
7Sun Savings Bank Inc. (SSB)63204
8Maybank Philippines Inc.63133
9BDO Unibank Inc. (BDO - USD)63210
10Metropolitan Bank and Trust Company (Metrobank)63182
11Maya Bank, Inc.63239
12Tonik Digital Bank Inc. (Tonik Bank)63240
13Union Digital Bank (UD)63241
14CIMB Bank Philippines Inc. (CIMB)63242
15The Rural Bank of Cavite City Inc. (OwnBank)63243
16GoTyme Bank Corp. (GoTyme Bank)63244
17Bank of Commerce (BankCom)63152
18Development Bank of The Philippines (DBP)63189
19Equicom Savings Bank Inc. (Equicom)63140
20Partner Rural Bank (Cotabato) Inc.63202
21Philippine Bank of Communications (PBCOM)63118
22Philippine Business Bank Inc. A Savings Bank (Phil Business Bank)63119
23Philippine Veterans Bank (PVB)63145
24Philippine Trust Company (Philtrust Bank)63117
25Producers Savings Bank Corp.63178
26Philippine Savings Bank (PSBank)63121
27OmniPay Inc. (previously known as PVB Card Corporation)63200
28Rizal Commercial Banking Corporation (RCBC)63124
29RCBC Savings Bank (RCBC Savings)63125
30Security Bank Corp. Philippines63127
31Sterling Bank of Asia Inc. (Sterling Bank)63161
32Wealth Development Bank Corp. (WealthBank)63208
33BDO Network Bank Inc. (BDND)63159
34Bank of The Philippine Islands (USD)63238

E-wallet

TYPEDESCRIPTION
Area availability Available across the Philippines
Service type B2C
Currency PHP
Payout channel E-wallet
Transaction turnaround time GCash
Within 10 minutes, available 24x7

PayMaya and Coins.ph
a) PHP 50,000 or less
Within 10 minutes, available 24x7
b) Above PHP 50,000
T+2 Philippines business day for transaction processed after 2.30pm (GMT+8)
Transaction limit Minimum limit per transaction: PHP 10.00
Maximum limit per transaction: PHP 500,000.00*
Compliance daily limit per beneficiary: PHP 2,650,000.00**

*Actual allowable amount may vary as max limit is subject to user's GCash account tier & wallet limit.
**The transaction will be held for review if the sender or receiver exceeds the compliance limit.
Amount received Beneficiary received net amount as specified by sender.
Maximum number of beneficiaries No limit
Validation Subject to supported e-wallets.

GCash Validation Rule:
International account numbers must include the country code in Alpha-2 format before the account number (e.g., US-1XXXXXXX).
Service charge The transaction fee will be refunded on a best-effort basis after the transaction is accepted by gloRemit and forwarded to the payout channel.
Cancellation Cancellation is on a best-effort basis.
Remarks Business days in Philippines are from Monday to Friday.

GCash
a) Philippine local phone number: Can be passed into 'bAccNum' field.
Example:
Philippine number: +639472537528
bAccNum: 639472537528 (must be exactly 12 digits) or 09472537528 (must be exactly 11 digits).

b) International phone number: Can be passed into 'bAccNum' field and country code to be passed into 'BankBranchCode' field in Alpha-2 code format.
Example:
International number (Hong Kong): +852247253752
bAccNum: 852247253752
BankBranchCode: HK

c) Validation will only be available for valid GCash account number.

d) GCash beneficiary account must be fully verified before receiving transactions, kindly refer to GCash's Verification Process to get verified.
Do_Transfer bAccType Value 2

E-wallet Services

NONAMEISSUER CODE
1 G-Xchange Inc. (GCash) EWGCH
2 Maya Philippines Inc. (PayMaya) EWPMY
3 Coins.ph EWCOIN