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United Arab Emirates

Bank account

Service specification

TypeDescription
Direct to Bank methodDirect credit to bank account in United Arab Emirates Dirham (Emirati dirham) in AED
Supported beneficiary account type – Individual only.
Supported sender type - Individual only.
Transaction Turnaround Time· Same day transaction processed and credited before 11.00 am (Sunday - Saturday) GMT +4
· T+1 for transaction submitted after 11.00 am (Sunday - Saturday) GMT +4
· Transaction will process and final status received T+2 

For e.g. A transaction is submitted at 11.00am GMT +4 on Day 1, and transactions will process and final status will update on next day (Day 2).
Area availabilityUnited Arab Emirates nationwide
Validation / VerificationBeneficiary name shall be match as per Emirates ID or Passport or GCC National ID for GCC Nationals.
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitMaximum per Transaction AED 25,000.00
Minimum per Transaction  AED 1.00
Compliance accumulated limit  AED 25,000.00 per day per Beneficiary
 
Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
Remarks· Beneficiary name should be as per Emirates ID or Passport or GCC National ID for GCC Nationals.
· Beneficiary mobile number is mandatory.
· Beneficiary id number is mandatory and must be valid.
· Only support IBAN Account number.
Do_Transfer bAccType Value1

Supported bank

NoNameIssuer Code
1ABU DHABI COMMERCIAL BANK971001
2ABU DHABI ISLAMIC BANK971002
3AGRICULTURAL BANK OF CHINA971003
4AJMAN BANK971004
5AL AHLI BANK OF KUWAIT K.S.C.971005
6AL HILAL BANK971006
7AL KHALIJI FRANCE S.A.971007
8AL MASRAF971008
9ARAB AFRICAN INTERNATIONAL BANK971010
10ARAB BANK971011
11BANK ALFALAH LIMITED971019
12BANK MELLI IRAN971021
13BANK OF BARODA971023
14BANK OF CHINA971024
15BANK OF SHARJAH971030
16BANK SADERAT IRAN971034
17BANQUE MISR971036
18BARCLAYS BANK971037
19BLOM BANK FRANCE971041
20BNP PARIBAS971042
21BOK INTERNATIONAL BANK971045
22CITIBANK NA971048
23COMMERCIAL BANK INTERNATIONAL PSC971049
24COMMERCIAL BANK OF DUBAI971050
25CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK971054
26DEUTSCHE BANK971059
27DOHA BANK971061
28DUBAI ISLAMIC BANK971062
29EL NILEIN BANK971064
30EMIRATES INVESTMENT BANK971065
31EMIRATES ISLAMIC BANK PJSC971066
32EMIRATESNBD BANK PJSC971067
33FIRST ABU DHABI BANK - ERSTWHILE FGB971069
34GULF INTERNATIONAL BANK B.S.C.971073
35HABIB BANK AG ZURICH971074
36HABIB BANK LIMITED971075
37HSBC BANK MIDDLE EAST971081
38INDUSTRIAL AND COMMERCIAL BANK OF CHINA971085
39INTESA SANPAOLO971089
40INVESTBANK PSC971090
41JANATA BANK971091
42KEB HANA BANK971093
43MASHREQBANK971097
44MCB BANK LIMITED971098
45NATIONAL BANK OF BAHRAIN971105
46NATIONAL BANK OF FUJAIRAH971106
47NATIONAL BANK OF KUWAIT971107
48NATIONAL BANK OF OMAN971108
49NATIONAL BANK OF UMM AL QAIWAIN971109
50RAFIDAIN BANK971117
51RAK BANK971119
52SAMBA FINANCIAL GROUP971124
53SHARJAH ISLAMIC BANK971126
54STANDARD CHARTERED BANK971129
55THE BANK OF TOKYO-MITSUBISHI UFJ LTD971137
56UNITED ARAB BANK971141
57UNITED BANK LTD.971142

Cash pick-up channel

Service specification

Type Description
Cash-out MethodCash Pickup in United Arab Emirates Dirham (Emirati dirham) in AED
Supported beneficiary type – individual only.
Supported sender type - individual only.
Transaction Turnaround TimeCash Pickup: Within 10 minutes.
Transaction Working HoursBusiness hours: Operating hours for all available cash-pickup locations differ, however normal business hours Sunday -Saturday, 8 am to 10 pm (UAE time zone, GMT +4 ) is generally available.
For some locations, Friday can be a half or closed day.
Area availabilityUnited Arab Emirates nationwide
Account VerificationBeneficiary to provide valid photo-bearing ID (National ID, GCC ID for GCC National, Driver’s License (GCC Nationals)), Passport Name and Local Work Permit.
Amount receivedAs specified by Sender
Transaction LimitMaximum per transaction AED 27,500.00
Minimum per transaction AED 1.00
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is allowed if the payout in not claim.
RemarksMandatory Fields:
1) Sender ID Type (sIdtype)
2) Sender ID Number (sIdNum)
3) Sender Contact Number (sContactNum) - valid number with country code and correct length based on Sender Country (sCountry).
- Example : if sCountry is SG, so the country code is 65 and length is 10 include the country code, sample : 6512345678)
4) Sender Address (sAddress)
5) Sender City (sCity)
6) Sender Origin Country (sOriginCountry) - Correct country of where the transaction initiate
7) Beneficiary ID Type (bIdtype)
8) Beneficiary ID Number (bIdnum)
9) Beneficiary Contact Number (bContactNum) - valid number with country code and correct length.
10) Beneficiary Address (bAddress)
11) Beneficiary Nationality (bNationality)

Please refer to Table A below to find all the Transaction Purpose Codes supported for this country.
Do_Transfer bAccType Value5

Table A: List of Purpose code Supported

No.Purpose CodeTranglo Purpose Description
111200Passenger Fare
213400Health-Related
313500Education-Related
414100Investment Income
514259Interest
614310Wages and Salaries in Cash
714320Wages and Salaries in Kind / Benefits Attributable to Employees
815000Visa Payment
916410Explicitly-Charged Financial Services
1016610Royalties for Usage of Intellectual Property
1116820Health Services
1216830Education Services
1316850Other Personal Services
1421210Grants and Gifts
1521220Worker's Remittances / Family Maintenance
1631110Term Loans (Long-Term)
1731120Term Loans (Short-Term)
1831410Financial Lease
1935000Equity Capital
2039120Real Estate Abroad
2139210Deposits with / from Financial Institutions Abroad
2239220Deposits with / from Offshore Financial Institutions in Labuan
23132101001Goods (Fashion)
24132101002Goods (Daily Supply and Cosmetics)
25132101003Goods (Electronics)
26132101004Goods (Toys)
27132102001Services (Interpretation)
28132102002Services (Translation)
29132102003Services (Human Resource)
30132102004Services (Estate Agency)
21132102005Services (Software Development)
32132102006Services (Web Design or Development)
33132102007Services (Tax)
34132102008Services (Exhibition)

List of cash pickup outlet

NoNameWebsitePick-up PointsPayout Code SampleIssuer Code
1UAE Anywhere Payouthttps://www.instantcashworldwide.com/our-network/1. Wallstreet Exchange
2. Al Ahalia Exchange
3. Al Fardan Exchange
4. Lulu Exchange
5. Belhasa Exchange
6. City Exchange		213XXXXXXCPUAE