Docs

Philippines

Bank account

Service specification

TypeDescription
Direct to Bank methodDirect credit to bank account in Philippines Peso (PHP) and US Dollar (USD).
Supported Beneficiary account type – Individual and Company.
Supported Sender type - Individual and Company.
Transaction Turnaround Time1) Instapay
· Instant real-time * (Within 15 minutes). Transaction can be done on 24 x 7 basis (Highlighted in Bold and Italic as below).
· Instant real-time * (Within 15 minutes). Transaction can be done on 24 x 7 basis (Highlighted in Italic as below) for amount under PHP 50,000.

2) Pesonet
· T+1 Philippines Banking day for transaction received before 12.00pm (Mon-Fri) GMT +8 for amount above PHP 50,000.
· T+2 Philippines Banking day for transaction received after 12.00pm (Mon-Fri) GMT +8 for amount above PHP 50,000.
. May take up to T+3 Philippines Banking day to complete refund process from rural banks (Highlighted in Underline as below).
Area availabilityPhilippines nationwide
Account VerificationPlease refer to Validation available country for the list of supported Banks:
https://www.tranglo.com/docs/tranglo-connect/request-response-code-description/validation-available-country/
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitPHP Payout
Maximum per transaction PHP 500,000
Minimum per transaction PHP 10.00
Compliance accumulated limit PHP 2,650,000 per day per Beneficiary

USD Payout
Maximum per transaction USD 10,000
Minimum per transaction USD 1.00
Compliance accumulated limit USD 50,350 per day per Beneficiary

Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
Remarks
Do_Transfer bAccType Value1

Supported bank

NoNameIssuer CodeInstapayPesonet
1 Al Amanah Islamic Investment Bank 63175 ✓
2 ANZ Bank 63184 ✓
3 Asia United Bank 63102 ✓✓
4 Bangkok Bank Public Co Ltd 63187 ✓
5 Bank Of America 63185 ✓
6 Bank of China 63186 ✓
7 BDO Unibank 63053 ✓✓
8 Bank of Commerce 63152 ✓✓
9 Bank of Philippine Island (BPI) 63153 ✓✓
10 BPI Family 63154 ✓✓
11 China Bank 63106 ✓✓
12 China Bank Savings 63107 ✓✓
13 Chinatrust Bank (CTBC) 63108 ✓
14 CITIBANK (Philippines) 63109 ✓
15 Development Bank of Philippines (DBP) 63189 ✓✓
16 Duetsche Bank 63190 ✓
17 East West Bank 63112 ✓✓
18 Equicom Savings Bank 63140 ✓✓
19 First Consolidate Bank 63191 ✓
20 HSBC 63134 ✓
21 HSBC Savings Bank 63135 ✓
22 Industrial Bank of Korea 63193 ✓
23 ISLA Bank 63194 ✓
24 JP Morgan Chase Bank 63196 ✓
25 Land Bank 63144 ✓✓
26 KEB Hana 63195 ✓
27 Malayan Bank 63197 ✓✓
28 Mega INTL COMML Bank Co LTD (ICBC) 63198 ✓✓
29 Metrobank 63116 ✓✓
30 Mizuho Bank Ltd (Fuji Bank) 63199 ✓
31 Partner Rural Bank (COTABATO) INC 63202 ✓
32 Philippine Bank of Communications (PBCOM) 63118 ✓✓
33 Phil Business Bank 63119 ✓✓
34 Philippine National Bank (PNB) 63132 ✓✓
35 Philippine Veterans Bank 63145 ✓
36 Philtrust Bank 63117 ✓✓
37 Producers Savings Bank Corp 63178 ✓✓
38 Philippine Saving Bank (PS Bank) 63121 ✓✓
39 OmniPay Inc previously known as PVBCC 63200 ✓
40 Rizal Commercial Banking Corporation (RCBC) 63124 ✓✓
41 Rizal Commercial Banking Corporation Savings Bank (RCBC) 63125 ✓
42 Robinsons Bank 63126 ✓
43 Security Bank 63127 ✓✓
44 Standard Chartered Bank 63205 ✓
45 Sterling Bank of Asia 63161 ✓✓
46 Shinhan Bank 63203 ✓
47 Sun Savings Bank Inc 63204 ✓
48 Yuanta Saving Bank Phils Inc (FKA TongYang) 63209 ✓
49 Union Bank of the Philippines 63041 ✓✓
50 United Overseas Bank Philippines (UOB) 63207 ✓
51 Wealth Development Bank 63208 ✓✓
52 BDO NETWORK BANK 63159 ✓✓
53 MayBank 63133 ✓✓
54 BANK OF PHILIPPINE ISLAND (USD) 63238
55 BDO UNIBANK (USD) 63210
56 Metrobank (USD) 63182
57Maya Bank, INC. 63239✓✓
58Tonik Digital Bank 63240✓
59UNION Digital Bank 63241✓✓
60CIMB Philippines63242✓
61City Savings Bank63155 ✓
62OWN BANK THE RURAL BANK OF CAVITE CITY INC63243✓✓
63GOTYME BANK CORPORATION63244✓✓

Electronic wallet

Service specification

TypeDescription
Cash-out MethodDirect credit to E-Wallet account in Philippines Peso (PHP).
Supported Beneficiary type - Individual only.
Supported Sender Type - Individual and Company.
Transaction Turnaround Time· Below or Equal to PHP 50,000 - Instant real-time, Transaction can be done on 24 x 7 basis *(Within 10 minutes).
· Above PHP 50,000 - Pesonet, T+2 Philippines Banking day for transaction processed after 2.30pm (Mon- Fri) GMT +8.
Area availabilityPhilippines nationwide
Account VerificationPlease refer to Validation available country for the list of supported Banks:
https://www.tranglo.com/docs/tranglo-connect/request-response-code-description/validation-available-country/
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitMaximum per transaction PHP 100,000
Minimum per transaction PHP 10.00
Compliance accumulated limit PHP 2,650,000 per day per Beneficiary

Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
RemarksGCash
i. For Philippines phone numbers, sender can pass in the account number as usual into 'bAccNum'.

ii. For International phone numbers, sender will need to pass in account number into 'bAccNum' and pass in the country code of the international number into the 'BankBranchCode' parameter. The country code has to be in Alpha-2 code format.

Example:
International number (Hong Kong): +852247253752
bAccNum: 852247253752
BankBranchCode: HK

Philippines number: +63947253752
bAccNum: 63947253752 or 0947253752 

iii. For Get_Validation, international number must be the combination of:
Country Code - Phone Number Code + Account Number.

Example:
International number (Hong Kong): +852247253752
bAccNum: HK-852247253752

Philippines number can either be 09xxxxxxx or 639xxxxxxx
Example:
Philippines number: +63947253752
bAccNum: 63947253752 or 0947253752

-The validation will only able to validate if the Account Number/ Contact Number is a valid GCash Account Number.

- Beneficiaries should also ensure their GCash accounts are fully verified before receiving transactions:
https://help.gcash.com/hc/en-us/articles/360017722393-Get-Fully-Verified
Do_Transfer2

List of e-wallet service

NoNameWebsiteIssuer Code
1G-XHANGE INC / GCashhttps://www.gcash.com/EWGCH
2PAYMAYA PHILS INChttps://www.paymaya.com/EWPMY
3COINS.PHhttps://coins.phEWCOIN

Cash pick-up channel

Service specification

Type Description
Cash-out MethodCash pickup Philippines Peso (PHP) at any supported outlets.
Supported sender type - individual and company.
Supported beneficiary account type – individual only.
Transaction Turnaround TimeWithin 15 minutes
Transaction Working HoursBusiness hours: Operating hours for all available cash-pickup locations differ, however normal business hours 9am – 6pm Monday – Saturday is generally available.

There are 200 selected outlets in Philippine Major Cities that operates 24 x 7.
Area availabilityPhilippines nationwide
Validation / VerificationBeneficiary to provide valid ID, Unique Transaction Number, Sender’s Name, Amount to be received and “Tranglo” as sender entity / company / service provider
Amount receivedBeneficiary to be received the payout in the nearest PHP 10
Transaction LimitPHP Payout
Pick-up Group : Group A
Maximum per transaction PHP 100,000
Minimum per transaction PHP 10.00

Pick-up Group : Group B, Group C & Group D
Maximum per transaction PHP 100,000
Minimum per transaction PHP 10.00

USD Payout
Maximum per transaction USD 10,000
Minimum per transaction USD 1.00
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on allow if the payout in not claim.
RemarksPayout amount will be rounded to the nearest PHP 10.
Beneficiary can go to the Payout Agent with the same payout code that are under same Pick-up Group.
Minimum Age for Cash Pickup is 16 years old.
Unclaimed Transaction will be expired after 28 Calendar days.
Do_Transfer bAccType Value5

List of cash pickup outlet

No Name Website Payout Code Sample Issuer Code Pick-up Group
(pick-up anywhere available if payout agents under same grouping)		 Transaction Limit
1 BDO Cash Pickup https://www.bdo.com.ph/branches-atms-locator P330123456789 CPAW A Maximum: PHP 100,000

Minimum: PHP 10.00
2 M Lhuillier http://www.mlhuillier.com/branches/ P330123456789 CPMLKP A
3 Cebuana Lhuillier https://www.cebuanalhuillier.com/ P330123456789 CPCL A
4 Palawan Pawnshop http://www.palawanpawnshop.com/pera-padala P330123456789 CPPPS A
5 LBC Express https://lbcexpress.com/ P330000008751 CPLBC A
6 SM Counters https://www.bdo.com.ph/branches-atms-locator P330123456789 CPSFC A
7 BPI https://secure1.bpiexpressonline.com/locator/search.aspx?loc=BRANCH G123456789012 CPBPI B Maximum: PHP 100,000

Minimum: 
PHP 10.00
8 Metrobank https://www.metrobank.com.ph/locator G123456789012 CPMTPHP C
9 RD Pawnshop https://rdpawnshop.com.ph/ P330123456789 CPRDPS D

Bill payment

Service specification

TypeDescription
Cash-out MethodDirect credit to biller account in Philippines Peso (PHP).
Transaction Turnaround Time· T+0 Philippines Banking day for transaction received before 11.00am (Mon-Fri) GMT +8 and will be credited at the end of the day.
· T+1 Philippines Banking day for transaction received after 11.00am (Mon- Fri) GMT +8.
Area availabilityPhilippines nationwide
Account VerificationNo Account Verification.
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitFor the details please refer to Tranglo team for details.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
RemarksPRN is mandatory for SSS Loans, and is to be sent in bCustomInfo1.
Do_BillPayment6

Supported bill in Philippines

NoBiller NameCompany TypeIdentifierIssuer CodeBiller Remarks
1 Bankard MC/Visa/JCB Credit Card Company Account No. BPPH00001 Account No Length 16digit
2 BDO Credit Card Credit Card Account / Card No. BPPH00003
3 CEBUPAC Airline Reference No. BPPH00004 Payment should be made before the expiry date (the first 6 digits in the Reference No. in the format of ddmmyy). Account No. Length - 14
4 Chinatrust Investment Account No. BPPH00005 Account No. Range: 4215630000000000-4215639999999999; 6032240000000000-6032249999999999; 4214330000000000-4214339999999999
5 Chinatrust Salary Stretch Loans Account No. BPPH00006
6 Citibank Card Services Credit / Debit Card Account / Card No. BPPH00007
7 Citibank Savings Loan Loans Account No. BPPH00008
8 Citibank Visa/MC Credit Card Account / Card No. BPPH00009
9 Citifinancial Corporation Financial Service Account No. BPPH00010
10 Digitel Telecommunication Service Account No. BPPH00011 First digit should be zero (0). Account No. Length-10
11 Directories Phils Corp. Directory Service Account No. BPPH00012 Account No. Length-9
12 East West Card Credit Card Account / Card No. BPPH00013 Account No. Length-16
13 Eastern Telecoms Telecommunication Service Account No. BPPH00014 Account No. Length-9
14 EasyTrip Tollway Service Account No. BPPH00015 Account No. Range: 0000000000000002-9999999999999999. Account No. Length-16
15 Equicom Savings Credit / Debit Card Account / Card No. BPPH00016 Acceptable BINs: Visa-461761;461762; 461766;464966;428410;428428. Account No. Length-16
16 FEBC Philippines Donation Sender Mobile Number BPPH00017
17 FEBC Philippines Property Services Account No. BPPH00018
18 Fortune Life Insurance Services Account No. BPPH00019 Account No. Length-11
19 Fortune Medicare Insurance Services Account No. BPPH00020 First digit should not be zero (0). With amount validation. ATM Reference No Length-16
20 Globe Telecoms Telecommunication Services Account No. BPPH00021 Payments for Globe Handyphone only. For Broadband/InternetGlobelines/Globequest/LEC/Globe IDD, payments should be settled with Innove. Account No. Length-8
21 HSBC Cards Card Services Account No. BPPH00022
22 HSBC PL Loans Account No. BPPH00023
23 ICC-BAYANTEL Telecommunication Services Account No. BPPH00024
24 Innove Telecommunication Services Account No. BPPH00025 Account No. Range: 100000000:999999999. Account No. Length-9
25 Manila Memorial Memorial Services Account No. BPPH00027 Account No. Length-8
26 Manila Water Co., Inc. Utility Services Account No. BPPH00028 Contract No. Range: 00000001-49999999. Contract Account No. Length-8
27 Maynilad Utility Services Account No. BPPH00029 Account No. Length - 8
28 Metrobank / PSBank Card Card Services Account / Card No. BPPH00030
29 NSO Helpline Plus Registration Services Account No. BPPH00031
30 PAG_IBIG Housing Loan Loans Account No. BPPH00032 PAG-IBIG Acct No-Date Coverage (MMYYYY)
31 PAG_IBIG Membership Contribution IBIG Membership Account No. BPPH00033 PAG-IBIG Acct No-DateFrom(MMYYYY)-DateTo(MMYYYY)
32 PAG_IBIG MP2 IBIG Membership Account No. BPPH00055 PAG-IBIG Acct No-DateFrom(MMYYYY)-DateTo(MMYYYY)
33 PAG_IBIG Short Term Loan Loans Account No. BPPH00034 PAG-IBIG Acct No-Date Coverage (MMYYYY)
34 Paramount Life Loans Policy No. BPPH00035 Policy Account No. Length-10
35 Piso Para sa Pasig Donations Sender Mobile number BPPH00036
36 PLDT Telecommunications Service Account No. BPPH00037 Account No. Length-10
37 PRIMEWATER Utility Service ATM No. BPPH00038 ATM Reference No. Length-14
38 PSBank Loans Loans Account No. BPPH00039
39 Resources for Blind Donations Sender Mobile Number BPPH00040
40 SB Cards Diners/MC Credit Card Account / Card No. BPPH00041
41 SBC Cash Card Cash Card Account No. BPPH00042 Account No. Length-16
42 Sky Cable/Home/ZPDEE Cable Services Account No. BPPH00043 Sky Cable/Home/ZPDEE - 9; Destiny/MyDestiny Solid Broadband - 8. Account No. Length-8 or 9
43 Smart Telecommunication Services Account No. BPPH00044 Payments for Smartbro may also be accepted. Account No. Length-10
44 SSS Membership Contribution - OFW Membership Services Account No. BPPH00045 Account number format SS Number-StartDate(MMYYYY)-EndDate(MMYYYY)
45 SSS Membership Contribution - Voluntary Membership Services Account No. BPPH00047 Account number format SS Number-StartDate(MMYYYY)-EndDate(MMYYYY)
46 SSS Real Estate Loan Loans Account No. BPPH00048 Account number format Loan Number-StartDate(MMYYYY)-EndDate(MMYYYY)
47 SSS Short Term Loan Loans Account No. BPPH00049 Account number format SS Number-StartDate(MMYYYY)-EndDate(MMYYYY)
48 StandardChartered EZ Loan Loans Account No. BPPH00050 Acceptable BINs: 960801;960802;960803. Account No. Length-16
49 StandardChartered Visa/MC Credit Card Account No. BPPH00051 Acceptable BINs: 405460;405461;548352;548353;445086;521347. Account No. Length-16
50 Subic Water Utility Service Account No. BPPH00052 "Check Digit" account indicated at the bottom portion of the water bill. Account No. Length-7
51 Union Bank Visa Credit Credit Card Account No. BPPH00053 Account No. Range: 4404000000000000-4404999999999999; 6126000000000000-6126999999999999; 4622670000000000-4622679999999999. Account No. Length-16
52 Visayan Electric Co., Inc Utility Service Account No. BPPH00054 Account No. Length - 11