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China

Bank Account

TypeDescription
Direct to Bank MethodDirect credit to bank account in US Dollar (USD).
Supported beneficiary account type – business only.
Supported sender type - business only.
Transaction Turnaround Time.T+0 China Banking day for transaction processed before 3.30pm (Mon-Fri) GMT +8
.T+1 China Banking day for transaction processed after 3.30pm (Mon- Fri) GMT +8
·Transaction status (000) will update at T+2 or T+3 China Banking day after cut off, and this status means transaction has been successfully forwarded to beneficiary bank.

For example, transaction sent before 3:30pm, transaction will process on the same day and may receive before 3:30pm. However, due to the cross-border payment to china, the transaction status will only be updated at T+2 or T+3 China Banking Day after cut off, and this mean transaction has been successfully forwarded to beneficiary bank.

Note: Transaction sent after cut off/ Saturday or Sunday / Public Holiday will only be processed on next China banking day.
Area availabilityChina nationwide
Validation / Verification Beneficiary name must be in PINYIN (Romanized Chinese).
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitUSD Payout:
Maximum per transaction USD 500,000
Minimum per transaction USD 15
Compliance accumulated limit USD 50,000.00 per day per beneficiary

Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis and may charge a cancellation fee.

Cancellation Fee:
If there is insufficient supporting documentation or the transaction is rejected by the recipient, the beneficiary bank may charge a cancellation fee. The cancellation fee and the amount of cancellation depends on the beneficiary bank.
RemarksMandatory Field:
1. Beneficiary Address.
2. Beneficiary name should be same as the registered name with the banks to avoid rejection from beneficiary bank.
Do_Transfer bAccType Value1

Supported bank

NoName Issuer Code
1 AGRICULTURAL BANK OF CHINA_USD (中国农业银行)8600641
2 ANSHAN CITY COMMERCIAL BANK_USD (鞍山市商业银行)8600642
3 BANK OF BEIJING_USD (北京银行)8600643
4 BANK OF CHANGSHA_USD (长沙银行)8600644
5 Chongqing Bank_USD (重庆银行)8600646
6 BANK OF COMMUNICATIONS_USD (交通银行)8600647
7 Bank of Gansu Co Ltd_USD （甘肃银行）8600648
8 BANK GUANGZHOU_USD (广州银行)8600649
9 BANK OF HANGZHOU_USD (杭州银行)8600650
10 Jiangsu Bank_USD (江苏银行)8600651
11 Jilin Bank_USD (吉林银行)8600652
12 BANK OF JINZHOU_USD (锦州银行)8600653
13 Bank of Kunlun_USD (昆仑银行)8600654
14 Bank of Liaoyang Co Ltd_USD （辽阳银行）8600655
15 BANK OF NANJING_USD (南京银行)8600656
16 BANK OF NINGBO_USD (宁波银行)8600657
17 BANK OF QINGDAO_USD (青岛银行)8600658
18 BANK OF SHANGHAI_USD (上海银行)8600659
19 Taizhou Bank_USD (台州银行)8600660
20 BANK OF WENZHOU_USD (温州银行)8600661
21 Bank of Yingkou_USD (营口银行)8600662
22 BEIJING RURAL COMMERCIAL BANK_USD (北京农村商业银行)8600663
23 CHINA BOHAI BANK_USD (渤海银行)8600664
24 CHINA CITIC BANK_USD (中信银行)8600665
25 CHINA CONSTRUCTION BANK_USD (中国建设银行)8600666
26 China Development Bank_USD （国家开发银行）8600667
27 CHINA EVERBRIGHT BANK_USD (中国光大银行)8600668
28 CHINA GUANGFA BANK_USD (广发银行)8600669
29 CHINA MERCHANTS BANK_USD (招商银行)8600670
30 CHINA MINSHENG BANK_USD (中国民生银行)8600671
31 CHINA ZHESHANG BANK_USD (浙商银行)8600672
32 Chongqing Rural Commercial Bank_USD (重庆农村商业银行)8600673
33 Citibank (China) Co Ltd_USD （花旗银行（中国）有限公司）8600674
34 Evergrowing Bank Co Ltd_USD （恒丰银行）8600675
35 Fubon Bank (China) Co Ltd_USD （富邦华一银行有限公司）8600676
36 Fujian Haixia Bank_USD (福建海峡银行)8600677
37 Guilin Bank_USD (桂林银行)8600678
38 Habib Bank Limited_USD (哈比银行有限公司）8600679
39 Hankou Bank_USD (汉口银行)8600680
40 HUA XIA BANK_USD (华夏银行)8600681
41 Huishang Bank_USD (徽商银行)8600682
42 INDUSTRIAL AND COMMERCIAL BANK CHINA_USD (中国工商银行)8600683
43 INDUSTRIAL BANK CO LTD_USD (兴业银行总行)8600684
44 Jiangsu Changshu Rural Commercial Bank_USD (江苏常熟农村商业银行)8600685
45 Jilin Rural Credit Cooperative Union_USD (吉林省农村信用社联合社)8600686
46 Jinan Rural Commercial Bank Co., Ltd_USD (济南市农村商业银行)8600687
47 Metropolitan Bank (China) Ltd_USD (首都银行（中国）有限公司)8600688
48 Nanyang Commercial Bank (China) Limited_USD (南洋商业银行（中国）有限公司)8600689
49 Ningbo Commerce Bank Corporation Ltd_USD (宁波通商银行)8600690
50 Ningbo Yinzhou Rural Cooperative bank_USD (宁波鄞州农村合作银行)8600691
51 PING AN BANK_USD (平安银行)8600692
52 POSTAL SAVINGS BANK OF CHINA_USD (中国邮政储蓄银行)8600693
53 SHANGHAI PUDONG DEVELOPMENT BANK_USD (上海浦东发展银行)8600694
54 SHANGHAI RURAL COMMERCIAL BANK_USD (上海农村商业银行)8600695
55 Shengjing Bank Co. Ltd_USD (盛京银行)8600696
56 The Agricultural Development Bank of China_USD (中国农业发展银行)8600697
57 The Bank of East Asia (China) Ltd_USD (东亚银行（中国）有限公司)8600698
58 The Export-Import Bank of China_USD (中国进出口银行)8600699
59 WEIHAI CITY COMMERCIAL BANK_USD (威海市商业银行)8600700
60 XIAMEN BANK_USD (厦门银行)8600701
61 Xiamen International Bank Co Ltd_USD (厦门国际银行)8600702
62 YANTAI BANK_USD (烟台银行)8600703
63 ZHEJIANG CHOUZHOU COMMERCIAL BANK_USD (浙江稠州商业银行)8600704
64 Zhejiang E-Commerce Bank Co Ltd_USD (浙江网商银行)8600705
65 Zhejiang Mintai Commercial Bank Co Ltd_USD (浙江民泰商业银行)8600706
66 Zhejiang Province Rural Credit Union_USD (浙江省农村信用社联合社)8600707
67 ZHEJIANG TAILONG COMMERCIAL BANK_USD (浙江泰隆商业银行)8600708
68 Zhongyuan Bank Co Ltd_USD (中原银行)8600709

E-wallet

Service specification

TypeDescription
Cash-out Method Direct credit to bank account linked with Alipay / Alipay account balance in Chinese Yuan / Renminbi (CNY).
Direct credit to bank account linked with WeChat Pay / WeChat Pay account balance in Chinese Yuan / Renminbi (CNY).
Supported beneficiary account type – individual only.
Supported sender type - individual only.
Transaction Turnaround Time · Real-time: 24x7 (within 15 minutes)
Area availability China nationwide
Validation / Verification Beneficiary name must be in Roman Characters.
Account validation is available for Alipay.

Please refer to Validation available country for the list of supported Banks:
https://www.tranglo.com/docs/tranglo-connect/request-response-code-description/validation-available-country/
Amount received Beneficiary received net amount as specified by Sender.
Transaction Limit Alipay
Types of limitFAMILY_SUPPORT / SALARY TRANSFERGOODS_PAYMENTSERVICE_PAYMENT
Maximum per transactionCNY 50,000.00CNY 50,000.00CNY 50,000.00
Minimum per transactionCNY 1.00CNY 1.00CNY 1.00
Maximum per calendar yearCNY 500,000.00CNY 600,000.00CNY 300,000.00
Maximum transactions per month10N/AN/A

WeChat Pay
The define of identity (Mainland/Hong Kong or Macao) are based on supplier KYC.

Types of limitMAINLAND RESIDENTHONG KONG/MACAO RESIDENT
Maximum per transactionCNY 50,000.00CNY 10,000.00
Minimum per transactionCNY 1.00CNY 1.00
Maximum per monthlyN/ACNY 50,000
Maximum per calendar yearCNY 500,000.00CNY 300,000.00
Maximum transactions per month1515

Compliance accumulated limit CNY 350,000 per day per Beneficiary

Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary Limit four (4) beneficiary per Year - Each Sender could only send transaction to 4 Beneficiary per Year
(Only applicable to WeChat Pay)
Service Charge Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process Cancellation is on best effort basis.
Remarks Alipay
· Account number for Alipay user is either Registered China mobile number or Registered Email address.
· Only Individual sender and beneficiary is allowed.
· Beneficiary must have a valid China government issued ID.
· Beneficiary is required to bind a default bank account from Alipay APP. (Reference)
· First time receiver required to bind / select card within 24 hours of the transactions, else transactions will be rejected.
· Beneficiary can choose to credit the money into bank account linked with Alipay or Alipay account balance.
· Purpose code that is not as per mention in above will be rejected as invalid purpose code (922).
· Sender full Address is mandatory for KYC verification purpose.
. For all transfer purposes, the partner will require the payee to provide relevant proof when the transaction was checked as risky by the risk control.

. Acceptable purpose code are:
CategoryPurpose CodeDescription
FAMILY_SUPPORT or SALARY TRANSFER 13220 Goods and Services by Short Term Workers
14310Wages and Salaries in Cash
14320Wages and Salaries in Kind/Benefits Attributable to Employees
21220Worker's Remittances
GOODS_PAYMENT 132101001Goods (Fashion)
132101002Goods (Daily Supply and Cosmetics)
132101003Goods (Electronics)
132101004Goods (Toys)
SERVICE_PAYMENT 132102001Services (Interpretation)
132102002Services (Translation)
132102003Services (Human Resource)
132102004Services (Estate Agency)
132102005Services (Software Development)
132102006Services (Web Design or Development)
132102007Services (Tax)
132102008Services (Exhibition)
16771Legal Services
16772Accounting Services
16740Architectural, Engineering and Other Technical Services
16760Advertising, Market Research, and Public Opinion Polling Services


WeChat Pay
· Kindly reach out to [email protected] for KYC/onboarding.
· A valid beneficiary mobile number with country code (international dialing standard) is required for beneficiary account number (bAccNum).
· First time receiver required to declare relationship with sender (KYC) on Weremit mini program/SMS within 48 hours. (Reference 1 and Reference 2)
· A Chinese citizen with a National ID card.
· Beneficiary authorized Weixin Balance to receive funds with Weixin.
· Sender age must be between 16 to 99.
· Cancellation may take up to 48 hours.
. Acceptable purpose code are:
NoPurpose CodeDescription
113220Goods and Services by Short Term Workers
214310Wages and Salaries in Cash
314320Wages and Salaries in Kind/Benefits Attributable to Employees
421220Worker's Remittances
Do_Transfer bAccType Value 2

Supported e-wallet

NoName Issuer Code
1AlipayEWALIPAY
2WeChat PayEWWECHAT

China Union Pay Card Network Service

Service specification

TypeDescription
Direct to Bank MethodDirect credit to bank account in Chinese Yuan / Renminbi (CNY).
Supported beneficiary account type – individual only.
Supported sender type - individual only.
Transaction Turnaround TimeChina Unionpay (CUP) debit or credit card linked to beneficiary bank account
· Real-time transfer (within 3 minutes) between 7am to 10pm GMT+8
Area availabilityChina nationwide
Validation / VerificationBeneficiary name must be in PINYIN (Romanized Chinese).
Amount receivedBeneficiary received round amount specified by sender.
Transaction LimitMaximum per transaction CNY 35,000.00
Minimum per transaction CNY 100
Maximum Daily Limit USD 10,000 per Calendar day
Maximum USD50,000 or amount determined by SAFE* per China citizen beneficiary per calendar year
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
RemarksMandatory Field:
1. Sender City

Please contact support team for the latest complete list of banks and Bin number supported.
Do_Transfer bAccType Value8

Supported bank

NoNameIssuer Code
1 Union Pay 8600067
List of Bank Support Type of Card
INDUSTRIAL AND COMMERCIAL BANK CHINA (中国工商银行) Debit & Credit Card
BANK OF CHINA (中国银行 ) Debit & Credit Card
CHINA CONSTRUCTION BANK (中国建设银行 ) Debit Card
CHINA EVERBRIGHT BANK (中国光大银行 ) Debit Card
HUA XIA BANK (华夏银行 ) Debit Card
LINSHANG BANK (临商银行 ) Debit Card
Hunan Rural Bank ( 湖南农信 ) Debit Card
Harbin Bank (哈尔滨银行 ) Debit Card
Qinghai Rural Bank ( 青海农信 ) Debit Card
Guangdong Rural Bank (广东农信 ) Debit Card
Henan Rural Bank (河南农信 ) Debit Card
AGRICULTURAL BANK OF CHINA (中国农业银行) Debit & Credit Card
BANK OF COMMUNICATIONS (交通银行) Debit & Credit Card
Bank of Fuxin (阜新银行) Debit Card
Bank of Liuzhou (柳州银行) Debit Card
BANK OF QINGDAO (青岛银行) Debit Card
BANK OF SHANGHAI (上海银行) Credit Card
Bank of Shaoxing (绍兴银行) Credit Card
Bank of Yingkou (营口银行) Credit Card
BAOSHANG BANK (包商银行) Debit Card
Chongqing Bank (重庆银行) Debit Card
Fujian Province Rural Credit Union (福建省农村信用社联合社) Debit & Credit Card
GUANGZHOU RURAL COMMERCIAL BANK (广州农村商业银行) Debit Card
Guilin Bank (桂林银行) Debit Card
Guiyang Commercial Bank (Guiyang Bank) (贵阳市商业银行（贵阳银行）) Debit Card
Hankou Bank (汉口银行) Credit Card
Jiangsu Bank (江苏银行) Credit Card
Lanzhou Bank (兰州银行) Credit Card
Longjiang Bank (龙江银行) Debit Card
PING AN BANK (平安银行) Credit Card
POSTAL SAVINGS BANK OF CHINA (中国邮政储蓄银行) Debit Card
Qilu Bank (齐鲁银行) Credit Card
SHANGHAI PUDONG DEVELOPMENT BANK (上海浦东发展银行) Credit Card
Woori Bank (友利银行(中国)) Debit Card
XIAMEN BANK (厦门银行) Credit Card
YELLOW RIVER RURAL COMMERCIAL BANK (黄河农村商业银行) Credit Card
Zhejiang Province Rural Credit Union (浙江省农村信用社联合社) Debit Card
Zhengzhou Bank (郑州银行) Debit Card