China

E-Wallet

Service Specification

TypeDescription
Cash-out MethodDirect credit to bank account link with Alipay in Chinese Yuan / Renminbi (CNY).
Supported beneficiary account type – individual
Supported sender type - individual
Transaction Turnaround Time· Real-time: 24x7 (within 15 minutes)
Area availabilityChina nationwide
Validation / VerificationBeneficiary name must be in Roman Characters.
Account validation is available via API.
Amount receivedBeneficiary received net amount as specified by Sender.
Transaction LimitMaximum per transaction CNY 50,000
Minimum per transaction CNY 1.00
Maximum per calendar year CNY 500,000
Compliance accumulated limit CNY 50,000 per day
Maximum 5 transactions within 30 days

Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
Remarks· Account number for Alipay user is either Registered China mobile number or Registered Email address
· Only Individual sender and beneficiary is allowed.
· Beneficiary must have a valid China government issued ID.
· Beneficiary is required to bind a default bank account from Alipay APP
· Acceptable purpose code are 13220 (Goods and Services by Short Term Workers), 14310 (Wages and Salaries in Cash),
14320 (Wages and Salaries in Kind/Benefits Attributable to Employees)and 21220 (Worker's Remittances).

· Purpose code that is not as per mention in above will be rejected as invalid purpose code (922).
· Process: https://render.alipay.com/p/w/tutorial-pc/en-us.html
· First time receiver required to bind / select card within 24 hours of the transactions, else transactions will be rejected.
· Sender full Address is mandatory for KYC verification purpose.
Do_Transfer bAccType Value2

Supported E-Wallet

NoName Issuer Code
1AlipayEWALIPAY

China Union Pay Bank Network Service

Service Specification

TypeDescription
Cash-out MethodDirect credit to bank account in Chinese Yuan / Renminbi (CNY).
Supported beneficiary account type – individual
Supported sender type - individual
Transaction Turnaround Time· Real-time transfer (within 30 minutes) between 7am to 10pm GMT+8
Area availabilityChina nationwide
Validation / VerificationBeneficiary name must be in PINYIN (Romanized Chinese).
Amount receivedBeneficiary received round amount specified by sender
Transaction LimitMaximum per transaction USD 3,000 equivalent
Minimum per transaction USD 15 equivalent
Maximum Daily Limit USD 6,000 equivalent
Maximum USD50,000 or amount determined by SAFE* per China citizen beneficiary per calendar year
Maximum 2 Transactions per day.
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
Remarks*First time user (beneficiary) will be required to be register via Portal* (Transaction will be on hold for 7 days and if there are no answer, transaction will be rejected)
*User can be register before the transfer at https://r.tranglo.com/CN
*Beneficiary mobile number is required to match the register mobile number in the bank system.
Do_Transfer bAccType Value7

Supported Bank

NoNameIssuer Code
1Bank of Nanjing (南京银行)8600001
2Baoshang Bank (包商银行)8600002
3China Construction Bank (中国建设银行)8600004
4China Everbright Bank (光大银行)8600005
5China Minsheng Bank (中国民生银行)8600006
6Industrial Bank Co., Ltd. (兴业银行)8600007
7Hana Bank (China) (韩亚银行(中国))8600009
8China Bohai Bank (渤海银行)8600010
9Tianjin Bank (天津银行)8600011
10Tianjin Rural Cooperative Bank (Tianjin Rural Credit Union, Tianjin Rural Commercial Bank) (天津农村合作银行(天津农村信用联社、天津农村商业银行))8600012
11Shenzhen Rural Commercial Bank (深圳农村商业银行)8600014
12Ping An Bank (平安银行)8600015
13Dongguan Rural Commercial Bank (东莞农村商业银行)8600016
14Bank of Guangzhou (广州银行)8600017
15Guangzhou Rural Commercial Bank (广州农村商业银行)8600018
16Industrial and Commercial Bank of China (中国工商银行)8600019
17Bank of Communications (交通银行)8600020
18China Citic Bank (中信银行)8600021
19Guangdong Development Bank (广发银行)8600024
20Postal Savings Bank of China (中国邮政储蓄银行)8600025
21Bank of Dongguan (Dongguan Commercial Bank) (东莞银行(东莞市商业银行))8600028
22Shanghai Pudong Development Bank (上海浦东发展银行)8600030
23Anhui Province Rural Credit Union (安徽省农村信用联社)8600031
24Xiamen Bank (厦门银行)8600032
25Guangxi Beibu Gulf Bank (广西北部湾银行)8600033
26Bank of Changsha (长沙银行)8600034
27Suzhou Bank (苏州银行)8600036
28Rural Commercial Bank of Zhangjiagang (张家港农村商业银行)8600037
29Nanchang Bank (南昌银行)8600038
30Bank of Shangrao (上饶银行)8600039
31Dongying City Commercial Bank (东营市商业银行)8600040
32Bank of Jining (济宁银行)8600041
33Laishang Bank (莱商银行)8600042
34Linshang Bank (临商银行)8600043
35Qishang Bank (齐商银行)8600044
36Bank of Qingdao (青岛银行)8600045
37Bank of Rizhao (日照银行)8600046
38Taian City Commercial Bank (泰安市商业银行)8600047
39Weihai City Commercial Bank (威海市商业银行)8600048
40Yantai Bank (烟台银行)8600049
41Bank of Dalian (大连银行)8600050
42Bank of Jinzhou (锦州银行)8600051
43Anshan City Commercial Bank (鞍山市商业银行)8600052
44Bank of Huludao (葫芦岛银行)8600053
45Bank of Shanghai (上海银行)8600055
46Zhejiang Chouzhou Commercial Bank (浙江稠州商业银行)8600056
47Hangzhou Bank (Hangzhou Commercial Bank) (杭州银行(杭州市商业银行))8600057
48Bank of Ningbo (宁波银行)8600059
49Bank of Wenzhou (温州银行)8600061
50China Zheshang Bank (浙商银行)8600063
51Shanghai Rural Commercial Bank (上海农村商业银行)8600065
52Bank of China (中国银行)8600066
53Chongqing Rural Commercial Bank (重庆农村商业银行)8600069
54Jiangsu Bank (江苏银行)8600070
55Hubei Province Rural Credit Union (湖北省农村信用社联合社)8600071
56Guangdong Nanyue Bank (广东南粤银行)8600072
57Zhejiang Province Rural Credit Union (浙江省农村信用社联合社)8600073
58Fujian Province Rural Credit Union (福建省农村信用社联合社)8600074
59Lanzhou Bank (兰州银行)8600075
60Guilin Bank (桂林银行)8600076
61Jiangsu Province Rural Credit Union (江苏省农村信用社联合社)8600077
62Harbin Bank (哈尔滨银行)8600078
63Foshan Shunde Rural Commercial Bank (佛山顺德农村商业银行)8600079
64Rural Credit Union of Guangxi Zhuang Autonomous Region (广西壮族自治区农村信用社联合社)8600080
65Panzhihua Commercial Bank (攀枝花市商业银行)8600081
66Zhengzhou Bank (郑州银行)8600082
67Handan Commercial Bank (邯郸市商业银行)8600083
68Shandong Province Rural Credit Union (山东省农村信用社联合社)8600084
69Qilu Bank (齐鲁银行)8600085
70Taizhou Bank (台州银行)8600086
71Inner Mongolia Bank (内蒙古银行)8600087
72Guangdong Huaxing Bank (广东华兴银行)8600088
73Bank of Deyang (Great Wall Western China Bank) (德阳银行(长城华西银行))8600089
74Chang’an Bank (长安银行)8600090
75Urumqi City Commercial Bank (乌鲁木齐市商业银行)8600091
76Weifang Bank (潍坊银行)8600092
77Jilin Bank (吉林银行)8600093
78Hengfeng Bank (恒丰银行)8600094
79Erdos Bank (鄂尔多斯银行)8600095
80Jiangsu Changshu Rural Commercial Bank (江苏常熟农村商业银行)8600096
81Hankou Bank (汉口银行)8600097
82Zhangjiakou Commercial bank (张家口市商业银行)8600098
83Huishang Bank (徽商银行)8600099
84Bank of Hebei (河北银行)8600100
85Jilin Rural Credit Cooperative Union (吉林省农村信用社联合社)8600101
86Zigong Commercial Bank (自贡市商业银行)8600102
87Guiyang Commercial Bank (Guiyang Bank) (贵阳市商业银行(贵阳银行))8600103
88Bank of Kunlun (昆仑银行)8600104
89Bank of Liuzhou (柳州银行)8600105
90Ningxia Huanghe Rural Commercial Bank (宁夏黄河农村商业银行)8600106
91Jiangxi Ganzhou Rural Bank (江西赣州银座村镇银行)8600107
92Jincheng bank (晋城银行)8600108
93Longjiang Bank (龙江银行)8600109
94Zhuhai China Resources Bank (珠海华润银行)8600110
95Ganzhou Bank (赣州银行)8600111
96Chongqing Bank (重庆银行)8600112
97Jinshang Bank (晋商银行)8600113
98Hainan Rural Credit Union (海南省农村信用社联合社)8600114
99Fujian Haixia Bank (福建海峡银行)8600115
100Dezhou Bank (德州银行)8600116
101Bank of Luoyang (洛阳银行)8600117
102Bank of Xingtai (邢台银行)8600118
103Bank of Yingkou (营口银行)8600119
104Bank of Jiaxing (嘉兴银行)8600120
105Bank of Ningxia (宁夏银行)8600121
106Ningbo Yinzhou Rural Cooperative bank (宁波鄞州农村合作银行)8600122
107Bank of Cangzhou (沧州银行)8600123
108Bank of Langfang (廊坊银行)8600124
109Wujiang Rural Commercial Bank (吴江农村商业银行)8600125
110Bank of Chengde (承德银行)8600126
111Bank of Qinghai (青海银行)8600127
112Bank of Shaoxing (绍兴银行)8600128
113Xinhan Bank (新韩银行(中国))8600129
114Mianyang City Commercial Bank (绵阳市商业银行)8600130
115Bank of Shangqiu (商丘市商业银行)8600131
116Bank of Fuxin (阜新银行)8600132
117Shenzhen Futian Yinzuo Rural Bank (深圳福田银座村镇银行)8600133
118Luohe City Commercial Bank (漯河市商业银行)8600134
119Beijing Shunyi Yinzuo Rural Bank (北京顺义银座村镇银行)8600135
120Industrial Bank of Korea (企业银行(中国))8600136
121Woori Bank (友利银行(中国))8600137
122Chongqing Yubei Yinzuo Rural Bank (重庆渝北银座村镇银行)8600138
123Zhejiang Sanmen Yinzuo Rural Bank (浙江三门银座村镇银行)8600139
124China Merchants Bank (招商银行)8600023

China Union Pay Card Network Service

Service Specification

TypeDescription
Cash-out MethodDirect credit to bank account in Chinese Yuan / Renminbi (CNY).
Supported beneficiary account type – individual
Supported sender type - individual
Transaction Turnaround TimeChina Unionpay (CUP) debit or credit card linked to beneficiary bank account
· Real-time transfer (within 3 minutes) between 7am to 10pm GMT+8
Area availabilityChina nationwide
Validation / VerificationBeneficiary name must be in PINYIN (Romanized Chinese).
Amount receivedBeneficiary received round amount specified by sender
Transaction LimitMaximum per transaction USD 5,000 equivalent
Minimum per transaction USD 15 equivalent
Maximum Daily Limit USD 10,000 per Calendar day
Maximum USD50,000 or amount determined by SAFE* per China citizen beneficiary per calendar year
Maximum BeneficiaryNo restriction
Service ChargeTransaction Fee will not be refunded once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation ProcessCancellation is on best effort basis.
RemarksPlease contact support team for the latest complete list of banks and Bin number supported.
Do_Transfer bAccType Value8

Supported Bank

NoNameIssuer Code
1Union Pay8600067
List of Bank SupportType of Card
INDUSTRIAL AND COMMERCIAL BANK CHINA (中国工商银行)**Debit & Credit Card
BANK OF CHINA (中国银行 ) **Debit & Credit Card
CHINA CONSTRUCTION BANK (中国建设银行 ) *Debit Card
CHINA EVERBRIGHT BANK (中国光大银行 )*Debit Card
HUA XIA BANK (华夏银行 )*Debit Card
LINSHANG BANK (临商银行 )*Debit Card
Hunan Rural Bank ( 湖南农信 )*Debit Card
Harbin Bank (哈尔滨银行 )*Debit Card
Qinghai Rural Bank ( 青海农信 )*Debit Card
Guangdong Rural Bank (广东农信 )*Debit Card
Henan Rural Bank (河南农信 )*Debit Card