Beneficiary Account Type (bAccType) 

As stated in the request XML SOAP parameters of Method 2.1, 2.2. The bAccType determines how the fund shall be received by Beneficiary, according to the Issuer channels. 

Bank SKN is a non real time remittance service for Indonesia where the Customer may remit transactions that is more than IDR 10 million, up to IDR 99 million per transaction. Request processed before 12 noon GMT+7 will be credited within the same business day, and next business day if after 12 noon GMT+7. 

Value Description 
Banks 
Banks-SKN (Non Real-Time)(Indonesia & China ONLY) 
Payment Card 
10 Real Time Transfer 
11 Telegraphic Transfer